Paragon Mortgage Services, Inc. (Paragon Mortgage) requires that all the visitors to our site(s) on the Internet (the "Site") adhere to the following rules and regulations. By accessing this Site you indicate your acknowledgement and acceptance of these terms and conditions.

Paragon Mortgage Services, Inc. maintains this Site to provide you with information about Paragon Mortgage products and services and to facilitate communication with Paragon Mortgage Services, Inc. only. From time to time we may revise these terms and conditions.

Copyright in the images, text, screens, and web pages appearing at the Site is owned by the Paragon Mortgage or others as indicated. You may copy information from the Site for your personal or educational use only, provided that each copy includes and copyright, trademark or service mark notice or attribution as they appear, on the pages copies. The information and materials may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes, except as provided in these terms and conditions without the express written permission of Paragon Mortgage Services, Inc.

Paragon Mortgage Services, Inc. is authorized to close Home and Commercial Loans in all 50 States through direct licensing or through the authority of our affiliate Banks and Lenders.  However, not all of the products or services described on the Site may be available in all geographic areas and each individual may not be eligible for all the products or services described herein or through identified links. Paragon Mortgage reserves the right to determine the eligibility for any product or service.

Paragon Mortgage Services, Inc. is Mortgage Brokerage only and is not a Bank or a Wholesale Lender.  All loan or investment products and services offered through the Site: (i) are not Paragon Mortgage assets or deposits (ii) are not insured by FDIC, (iii) are not guaranteed by Paragon Mortgage Services, Inc. in whole or in part (iv) and are subject to identified requirements and possible substantial risk defined by signed Loan Documents only, including the possible loss of some or all the principal invested.

Unless otherwise prohibited by law, any communication or material you transmit to us via Site or Internet electronic mail is on a non-confidential basis and Paragon Mortgage may use such communication or material for any legal purpose whatsoever, including reproduction, publication, broadcast and posting. We will use our best efforts to include accurate and up to date information on the Site, but we make no warranties or representations as to the accuracy of the information.

You agree that all access and use of the Site and its contents is at your own risk. By using the Site, you acknowledge that we specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use of the Site, (even if we have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.

With regard to services or products purchased or obtained by you through the Site from a person or entity other than Paragon Mortgage, Paragon Mortgage makes no warranty of merchantability or warranty of fitness for a particular purpose with regard to such services and products, other than identified, and Paragon Mortgage specifically disclaims all other warranties with regard to such services or products.